The thing that is confusing to me is that I am getting figures quoted to me over the phone while I am trying to decypher what is being said to me?. I asked for a written detail for me to study but was told by the specialised firm that this would only be sent out once I'd agree to this option - that ...

Hi Judith,
I spoke with someone from DFD two days ago and they have passed on my details to the finance dept to consider what options are available and I'm waiting for a reply.

A specialist firm (The Select Partnership) contacted me after DFD passed on my details to them as I am in the last year of my agreement. They look at ways to release equity or other alternatives with a view to completing my IVA. They said that DFD would be looking at 85% of my available equity which...

Hi Melanie, The current value is around £125 to £130,000 and the mortgage is around £77,000 with a 50/50 split of equity between me and my partner to which she is not liable for my debt. There is another 10mths left of repayments to DFD of around £6,000. Are you saying that I could carry on paying f...

I am in the last 10 months of my IVA and will have been paying for 6yrs (the initial term was 5yrs but I had a reduction in my salary which meant that I had a 1yr extention so that the end amount was the same). I have been contacted by a specialist referred to me by DFD (my IP) who has advised me to...