<t>Hi <br/> I have been in an iva since December 2012 so I am coming to the end of my 5 year term. I need to know will it be possible to start another iva ? as a debt was not included in my original agreement and could not be added after it was set up. I have had the usual debt collection calls and ...

Hello all I wonder if any one can help me.I am in an iva which has been running since December 3rd 2013. I am self employed and have a tax bill from HMRC.I am a little confused and want to know if any one can help. My bill has a (Balancing payment due for year 14/15) Should that part have been inclu...

I am a my wits end again ,I have been in an iva since December 2013 and all going well so far.my big problem is that a provision was made for HMRC in the iva,at the time I owed them nothing, now have been hit with a tax bill for just over £5000 and as I understand no debt after the set up date can ...

I have had a letter recently from a company called the Invictus group, they know that I'm in an iva some how and state that 70% of people don't need to be in one as iva,s are designed for business owners and those with propertys,and that people who live in rented and have no assets would be better o...

I'm afraid I cant jog along with any old tatty van from e-bay as my work requires a smart vehicle at all times. Besides as I have found out to my cost in the past a high mileage van can cost more in the long run with all sorts of problems. Maybe talk to the ip or consider asking my partner if she wi...

Hi I have been in an iva for 3 years and all going well all payments have been made. I am self employed and have plenty of work at the moment. The issue I have is that I drive around 250 miles a week for work and my van need replacing. How do I go about this as I wont be accepted for finance to buy ...

Hi I am in an iva and have been for a year now and need to arrange insurance for my car. However I understand that insurance company's carry out a credit check. How will I get my insurance when they see my credit rating, as no insurance means no car and no work so no money for the iva!

Thank you for the number,will give them a try

One of my creditors is Barclays so that rules them out,and the co op said yesterday that they will accept me after my iva and not while im in one.so I don't know where to turn now.

Hi I have a year old iva,the bank that I use is messing me about and the branch is to far away so I want to switch to a different bank.I would like to know how easy it is and what banks accept people who are already in an iva.

I have an iva which was set up in December 2013.nearly all the creditors have stopped harassing me now,but one has sent me a credit card statement with the interest still piling on at £250 per month.The company was included in my iva so I would like to know if I should just ignore as maybe they are...

Hi yes my iva was agreed on 2nd December 2013 and im with Harrington Brooks.

It is Really doing my head in now, today when I got home from work I had a nice letter from the Halifsx banks solicitors demanding payment or they will take me to court in 14 days. My iva was approved in December last year I have been told by my Ip company(Harrington Brooks) that I will not get any ...

I am at my wits end now, I have lost count how many times I have told my creditors that I have an iva but still im getting daily calls and weekly letters. I have informed my IP who in turn have let them know of my iva but still im getting contact .My partner is terminally ill she has MND so all I ne...

Hi I have a question regarding my iva and a ppi claim.i have received a cheque from a creditor that I owe money to in my iva for a ppi claim, its not a large amount just a few hundred. Will I have to give it back or is this money mine to keep?