Thanks Zoe,
Did it cause you a problem?
Blue

As a relatively new contributor to the forum, would I be right in thinking that creditors will also have access to the site, so asking questions which specifically relate to sensitive and personal details may not be such a good idea? Is it better to keep questions as general as possible? I would hat...

If the IVA proposal isn't successful, and we have to file for bankruptcy, can a relative pay the difference between the value of the car, and what you are allowed as a reasonable cost to the OR? The cost of running and repairing a much older car is going to be greater than the running costs incurred...

Hello If during the IVA you have any unexpected costs which are not covered by household insurance such as an appliance needing replacing, or a car repair bill which is higher than you are allowed to budget for, what would happen? Can you ask for a payment break to cover these costs? And would this ...

Hello Once your IP has sent you the draft proposal to check and sign(which will be happening shortly), how long before the creditors meeting usually? I'm assuming that if the IVA is approved then payments will start immediately, (our IP will have a cheque for the first month's payment at the meeting...

Hi Jue It is hard with kids to keep things normal for them. I have managed to save the tears for evenings once they are in bed. You have to remember that by taking action you are securing a much happier and predictable future for you and your son, and by the time he is eight (which will pass in the ...