Thank you Foggy Happy New Year

Congratulations and happy 2014 and a new start. We are waiting for our papers 13 months after final payment, told they were on the way 16th Dec 13 by GT but still no sign. What do you do?? Enjoy life in your new frugle but free way.[:)][:)][:)]

Probably the best thing is to be upfront and honest with your IP and explain what has happened and see if they can help before it gets too much. Try not to worry.

Thank you for all the support, will take that advice, Happy new year to you too.

Seems as though DWP are a law unto them selves and we will have to pay up. But we will demand proof of the loan before we do so. Thanks for all your support. Colin

now on phone to financial ombudsman fingers crossed.

Does that actually mean then that they can still pursue her for money????? Is that classed as money owed to crown, just checked Noddle and no mention of that on her credit file. Still confused. She is a housewife and does not receive benefits.

Thanks again to you she will try to talk to CAB and write to DWP.

Thanks for your fast response, Do you think she should phone them and point these points out and see if it goes away???

Hi, we completed our IVA in December 2012 and are still waiting for GT to send CC. just last month we received a letter from the department of working pensions debt management department that my wife owes them a sum of money for a loan she had whilst on single parent benefit back in 1994, before we ...