Hi, When I went into an iVA 2008, now cleared and off file, I forgot about a credit card that was with rbs £1900 but didn't have much on it, £100 maybe at most, Anyway about 2 months after started iva, they sent a note saying your limit has changed to £350 (I never defaulted on any credit cards o...

I've posted about this also, I finished my IVA 1.5 years ago, It was 6 years in September, DRSP took over a year to start, (It wasn't started till after my final IVA payment) I called them weekly chasing, finally finished a month ago then cleardebt say they can't give my certificate as egg has set o...

So you all think it's OK to make people feel so depressed as they thought an IVA would last 6 years max and its on going with no end in sight! I can't see people thinking this is right!!

Sorry auto typing has inserted some strange grammar above!

Yes I thought I didn't have any PPi also, but mine truly was misold as there was PPI on my loans I knew nothing about!! The misselling of my IVA isn't as I said about the debts as yes it's done what was intended however ili could of gone bankrupt with the same outcome, they told me 6 years max, it's...

Hi, I'd really like to hear from anyone who feels they have been mis-sold an IVA. Like most people when I went into the IVA it was desperate times, I couldn't afford payments and had a young child to bring up, 6 years ago, the banks didn't care about responsible lending, I asked for a credit card fo...

Thank you:) Finally some advice, so really I need the PPI resolved by this September otherwise (when my 6 years is up) otherwise if I don't have certificate it stays on there? I can't believe that its lawful to extend an IVA over the 6 years even if I'm Not paying, I didn't sign up for that? The PPI...

Credit Report Hi I am totally confused, Background - I am with Clear Debt, Completed in Sept after 5 years, I no longer pay anything, Then received a letter saying it would be extended for another year due to PPI, The company they use to track PPI sent me some letters which I returned in November, I...