Search found 302 matches
Search found 302 matches
Page 1 of 21
- by BrassicLintus
- Sat Feb 20, 2010 1:01 pm
- Forum: bankruptcy may be the best option
- Topic: Drive-By Valuation??!!!
- Replies: 20
- Views: 15098
Many thanks everyone. I certainly won't give this up without a fight!!! I'll submit my valuation (if and when I get it in writing) and see what they say. If they still claim that I have substantial equity then all I can say is Wales must be the only place in the country where house prices go up duri...
- by BrassicLintus
- Sat Feb 20, 2010 4:40 am
- Forum: bankruptcy may be the best option
- Topic: Drive-By Valuation??!!!
- Replies: 20
- Views: 15098
Thanks everyone, all still as loverly as ever!! Hi Kallis, how are you doing?? And who would have thought Melanie that just putting a fence around my front garden would increase it's value by £20K!!! It's just so hard to get an estate agent to put a valuation down on paper, especially when you menti...
- by BrassicLintus
- Fri Feb 19, 2010 7:34 pm
- Forum: bankruptcy may be the best option
- Topic: Drive-By Valuation??!!!
- Replies: 20
- Views: 15098
Property just in my name Julie. I just hope that the OR will accept the valuation I have, if not then I'll just have to hand the keys back! I'm just about managing to keep my head about water as it is - let alone have to try and come up with several thousand pound. If I do have to give the house ove...
- by BrassicLintus
- Fri Feb 19, 2010 7:04 pm
- Forum: bankruptcy may be the best option
- Topic: Drive-By Valuation??!!!
- Replies: 20
- Views: 15098
Hi Julie, I did ask the OR about the BI at the start of my bankruptcy, as I wanted it all done and dusted, but he said that when all the paperwork had been sorted it would then be passed to the relevant department (obviously had a lot of paperwork as it's taken about 30 months!!)
Sam
xxx
- by BrassicLintus
- Fri Feb 19, 2010 6:42 pm
- Forum: bankruptcy may be the best option
- Topic: Drive-By Valuation??!!!
- Replies: 20
- Views: 15098
Hi all, it's been a long time since I posted as not a lot has happened - that is until last week!! First a quicky recap of circumstances... I went BR in August 2007 (wasn't half as bad as I thought) and discharged August 2008. I have a house with a mortgage of £81K and a secured loan of around £24K,...
- by BrassicLintus
- Wed Nov 05, 2008 1:20 am
- Forum: friends corner
- Topic: Fireworks
- Replies: 24
- Views: 2855
Hi All,
Just hijacked this thread to say hello really!!! Haven't posted for ages - so much has happened (but that's too long a story!). Just wondered how you're doing Skippy, ScaredKez Lily et al??
[:)]
- by BrassicLintus
- Thu Dec 20, 2007 5:18 pm
- Forum: new postings for December
- Topic: IPA Nightmare!!!! Melanie help!!!!
- Replies: 1
- Views: 1243
Hi, Melanie i've sent October and Novembers payslips to the OR and he left a message for me and has calculated and IPA of £50 per month. Fine, except I do not even have a surplus of £50!!!! My I&E back in August, as calculated and agreed by the OR came to £1641. Since then my mortgage has increased ...
- by BrassicLintus
- Thu Dec 20, 2007 4:52 pm
- Forum: bankruptcy
- Topic: IPA Payments!! Help!
- Replies: 24
- Views: 3441
Hi Melanie, i submitted October and November's payslips to the OR and he's come back with an IPA of £50 per month! Don't know how he's come up with that amount because I earn £1747 per month and my outgoings are about £1714. Any suggestions on what I should do now? I know it's not a lot of money but...
- by BrassicLintus
- Sat Dec 15, 2007 10:09 pm
- Forum: new postings for December
- Topic: Should I give up my house??
- Replies: 4
- Views: 1493
Hi Catullus, thanks for the swift reply. But I thought that the OR now "owned" my house and therefore I should be dealing with him?? If I did hand the house back to the mortgage company - would I still have to pay the mortgage or could I just send them the keys back and move out (obviously having to...
- by BrassicLintus
- Sat Dec 15, 2007 10:05 pm
- Forum: new postings for December
- Topic: extra pay at xmas
- Replies: 6
- Views: 1570
Hi Worry, are you subject to an IPA?
And I've been classed as an "IVA Artisan" but:-
a) I'm BR not in an IVA and
b) don't know what an Artisan is!!! Is it curable???!!!
- by BrassicLintus
- Sat Dec 15, 2007 9:56 pm
- Forum: postings for january
- Topic: Todays Post getting me down
- Replies: 81
- Views: 10282
Hi Caraf, I had a couple of those "postcards" from my creditors too - but no-one ever turned up!! Try not to let it get you down - you are trying to sort it out - so stay positive and have a lovely Christmas with your daughters.
Search found 302 matches
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