Just wanted to say a massive thank you to Laura at DFD, she has been brilliant with helping the closure of our IVA, our certificate was received this morning. We are beyond thrilled, Merry Christmas everyone!

What does "expected dividend of 37p in the £" mean exactly? If we do not reach this what happens then? Our Chairman's report just says epected, but doesn't say what happens if we don't reach it? Any help please?

We are with DFD and are approaching the remortgagestage of our IVA. We spoke to an adviser last week to ask about the process, we know that we have no equity in the property, as we have been in negative equity throughout our IVA (property prices are slow to rise where we live). We asked to clarify t...

Hi we have an IVA with DFD, and reading through my paperwork regarding equity release, it just states that if we cannot release equity in last year of the IVA, that it would conclude any dealing with our property. It does not specifically say anywhere that out IVA is concluded, so what happens then?...