You could try CashPlus. You get a Gold Pre-Paid card which works brilliantly although you do have to pay a monthly Admin fee. In effect, they "loan" you the year subscription, which is put on your credit record. They even give you cash back!!!!

Hi

Seems to me that your term will not be extended - therefore your 60 month IVA will remain in place.

Sue

Ho Hum! Think I'll bang my drum!

Read My Blog
http://sadsack.blogs.iva.co.uk/

Hi there From you previous post and extremely good advice from other posters, I was under the impression that you had approached Melanie Giles, who is,in my opinion, the best person to advise you on your financial difficulties. What has made you change your mind and seek alternative advice? I may be...

Hi gulli Thats quite a question and difficult to answer being that you are not giving any further information!!!! Can you post your present circumstances, who your creditors are, how much you owe etc and I am sure that posters on this forum will be able to advise you. Have you applied for an IVA? If...

Hi Andy Thanks for that. As far as I know, she has not been means tested - she is in the process of getting incapacity benefit and income support as well as housing benefit. To date she has received only one housing benefit payment and has been unemployed since September 2007. No other payments have...

This is the second christmas I have had without having credit cards and loans to fund presents. I did not spend much money on gifts (didn't have many to buy in any case) and the little I did spend on gifts were carefully thought about, and each person I bought for had three gifts each!!! And it cost...

As long as you continue to make your payments and keep the company who is dealing with your DMP in the picture, I can see no reason why you cannot keep the DMP running. I am sure an expert will advise you further and correct me if I am wrong. Sue Ho Hum! Think I'll bang my drum! Read My Blog http://...

Hi everyone and a very merry christmas to you all - hope 2008 is a brilliant one for all. I have a quick question - hopefully someone can help me out. My ex-partners daughter is unemployed and on benefits (off on long terms sick), was in an IVA which naturally failed due to her illness. She has £17k...

As far as I know and from reading other threads on this forum, your daughters disability allowance will not form part of your IVA - ie it will not be taken into consideration when calculating your IVA payments. However, you do need to inform your IP of all income and they will advise you. Sue Ho Hum...

Hi elaine.j I cannot give you a definitive answer to your question, but if you hang tough for a couple more hours, there are quite a few people who regularly post on here who are experts in property and charges. I am sure they will give you the correct advice. Sue Ho Hum! Think I'll bang my drum! Re...

Hi eddie I guess there are some of us who just cannot sleep!!! As far as I know, I am sure someone will come along and correct me if I am wrong, to fund an IVA, you will need to have to pay in a minimum of £250 per month. On debts of £19k, this will in effect have you paying £15k over 60 months. Dep...

Hi Melanie

Thank you and yes please!! Will email seperately. If I can find my new email address!!!

Mish----- where are you!!!????



Sue

Ho Hum! Think I'll bang my drum!

Read My Blog
http://sadsack.blogs.iva.co.uk/

Wow!!!

Heloooooo everyone!!! Goodness it really is good to be back!!!!

I love all of you guys!!

Sue

Ho Hum! Think I'll bang my drum!

Read My Blog
http://sadsack.blogs.iva.co.uk/

Mrs Skint

I have missed you all!!! Thank you for the welcome back! I guess I have loads to catch up on - apart from the 1072 emails - yes!!!! 1072 and 99% JUNK!!!!!!!!

Sue[:I]

Ho Hum! Think I'll bang my drum!

Read My Blog
http://sadsack.blogs.iva.co.uk/

Hi Everyone! Apologies for not being in touch, but I have moved ...... what a nightmare!! No internet connection until this evening and still with teething problems! Hope everyone is well and not too cold - boy, it really is freezing up here!!! Sue Ho Hum! Think I'll bang my drum! Read My Blog http:...