Believe me that its well worth it. We completed last september after 5 years ( plus 6 month extension for ppi but no extra monthly payments), received our c.c shortly afterwards. Yes it was hard going but you adapt to your outgoings . No more sleepless nights worrying about credit card payments that...

We've had 3 ppi claims paid out, 2 during iva and 1 after and all have gone to creditors. I was advised by my ip that any monies paid out, even after completion can be claimed back by creditors. I just dont think its worth the risk of trying to keep it. Good luck to you in your iva as its well worth...

Hi, we completed our iva in September 2013 and received our certificate very shortly after. I checked my credit rating on completion and couldn't believe it was over 900!!. I asked my ip, who said payments into iva count towards this like. I wont use a credit card again, that's what got us into the ...

Have spoken today with ip who said Ive no legal obligation to sign any letters of authority to ppi claims company as I would not gain from it. thanks to foggy for help and advice...this iva is now closed!!!!

The other thing is the comany who reclaim your ppi take(iif like mine) 30% + vat...then your ip take their share. if you get 50% back you will have done well...sorry for jumping onto your topic but ppi has me really wound up...and there doesnt seem to be any definitive answers..good luck

We've been told by our ip that only if the iva is full and final would we be entitled to anything

and off insolvency register as well...

Hi. We had a ppi claim after our final certificate and it all went to ip. We've got another 3 being looked into..we wont see a penny..

I've noticed from my final completion statement that only one ppi claim is noted meaning the other one came after. I have never received notification of this from administrators so have no idea how much clearing the initial debt I am. Are they supposed to keep me updated even though my case is now c...

If i continue to allow claims to be made, will my administrator carry on sending me statements or will I be charged for the priviledge?

It's all very catch 22. They cant claim without authorisation and I cant claim either because of "unrealised asset". So who gains ???....thanks again

Would I be notified if...by some miracle....the full debt was ckeared, leaving money over.

Can my iva be reopened if I do not sign it?

thanks..but Do I still need to sign letter of authority as I have previously stated to them that I do not believe I was mis-sold ppi and believe its a fraudulent act.

Hi, we entered into our Iva in March 2008 and in March 2013 it was extended by 6 months so the dreaded ppi claims could be made. In September we received our certificate of completion as promised. Since that time a further £7000 has been paid into iva from ppi. We had a massive debt of aprox £43,000...