I can finally say that I'm now debt free!! Completion certificate arrived today! Very quick, only 4 weeks after the F&F hearing. Massive relief, it's been a long and tough 5& half years, bringing up a now 5 year old and a one year old, paying nursery fees etc but because of the conditions of the IVA...

We have had a F&F meeting agreed and paid the final sum. Now just waiting for the completion. We are keen to get our credit score back on track are we able to apply for credit builder cards now or do we still have to see you the 6 year term of the IVA. Thanks

Hi, we have offered a full & final settlement payments of £1200. We have paid 51 out of 60 payments already however now the paperwork has come through from Harrington Brooks, they have added £500 charge for the variation and £430 as an early settlement fee. It may sound daft but will this additio...

Confused!! Our IVA commenced Jan 2012, 60 payments would take it to 5 years, completion should be Jan 2017 now being told that 2018 is our completion, so it's a bit of a kick to hear we have a further year to wait for completion. Can anyone help with clarifying this as I'm getting conflicting info f...

I'm due to get a bonus from work soon, I understand I have to declare this but is there a calculation to work out how much I have to pay?

We are 24 months into our IVA and our car is on it's last legs. It won't last the remaining 36 months. I understand you can't apply for any further credit (which is fine) but buying a new car is not possible. Do we have an option to lease a car?