<t>Hello<br/> <br/> Can someone tell me the actual point in having a final review. I say this cause I am one more payment from completing my Iva. <br/> <br/> I have no equity or ppi and the final review calculations will show my surplus amount for the next 12 months. If for example my surplus double...

<t>Hello everyone<br/> I have 3 more payments left till IVA is completed which is great.<br/> Has anyone recently received a letter from the financial claims office. They are quoting the plevin v paragon ruling and telling me I can claim PPI and bank account charges. <br/> I have of course done all ...

<t>Hello, I am in my final 6 months of my IVA with payplan. I have no equity so its the standard 5 year term. A couple of years ago a company called Credo checked for any PPI on behalf of Payplan and none was found so everything was signed off regarding that.<br/> <br/> I have just recently received...

<t>I am now approaching the 54th month equity valuation stage of my IVA. Of course I am not going to accept the online valuation which at the moment will be 20k to high.<br/> <br/> Could I have advice on the wording I should use when contacting local estate agents so I can get a low valuation.<br/> ...

Payplan query. I have recently logged into my payplanplus account and a message came up saying I am behind on my payments. This is of course not true as I have never missed a payment. Has anyone else with payplan had this. No one from payplan has contacted me. Should I just accept it as a computer e...

I am in my 3rd year of my IVA and my wife is pregnant with our 3rd child. When I tell my IVA company the news what can expect from them. Will this change the payments slightly as it will be an extra cost.

Many thanks

I have just had my 2nd annual review. The monthly payments have increased by £30 which is right. For my 1st review a year ago I agreed a reduction in my housekeeping total. Should I ask for my housekeeping amount to be increased to the original total. That would roughly cut the £30 increase in half.

Hi everyone. I am about to start my 3rd year of my IVA. One of my creditors the Co op has written off about 25% of the debt due to some error on their side. Will this have any impact on the payments etc

Thanks

Just sent my 1st annual review back to my IVA company. My income hasn't changed but outgoings have increased slightly. It works out that my surplus amount is 16 pounds less. The reason for this is my gas/electric bill for the last year was a higher.

What will happen to my IVA for the 2nd year.

Hello My creditors meeting is approaching. Can someone tell me if they are likely to vote yes/no or not vote. My creditors are Natwest credit card 9100 Natwest loan 2900 Natwest overdraft 2450 Co op loan 9000 Barclaycard 5000 AA loan 1300 Aqua credit card 500 Wonga 500 Quikquid 400 Payday express 40...