Search found 14 matches

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by jennyd
Thu Aug 20, 2009 9:16 am
Forum: Ask IVA Forum and Industry experts
Topic: just found out that I am pregnant
Replies: 18
Views: 2442

I just found them in the Yellow Pages as far as I remember. I sent an email to my IP yesterday (which I have not had a response to yet) but from looking at all my correspondence last night I noticed that all the letters have actually got my IP's name on the bottom of the letters. Therefore I guess h...
by jennyd
Wed Aug 19, 2009 5:16 pm
Forum: Ask IVA Forum and Industry experts
Topic: just found out that I am pregnant
Replies: 18
Views: 2442

Thank you so much for all your advice guys I have got the name of my IP and sent him an email, fingers crossed I get a reply and get this all sorted out! If not I am going to call the citizens advice and find out where I stand, surely someone who has an IVA uses their disposible income to pay the IV...
by jennyd
Wed Aug 19, 2009 3:01 pm
Forum: Ask IVA Forum and Industry experts
Topic: just found out that I am pregnant
Replies: 18
Views: 2442

And I know where would I get £650 from!? My friend also has an IVA with another company and they seem so much better, she can have payments breaks (and then the term is extended) and they change her payments to suit her change in wages etc and she has never had to pay anything for this. I can not ch...
by jennyd
Wed Aug 19, 2009 2:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: just found out that I am pregnant
Replies: 18
Views: 2442

Ha ha - Maybe I should change the heading! No neither names ring a bell, its a lady called Eleanor Oates who deals with my IVA and does the yearly reviews etc - is she an IP ? My confusion is what is an IP - people keep telling me to speak to my IP. But I dont know if my IP is the lady at Gibson Boo...
by jennyd
Wed Aug 19, 2009 1:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: just found out that I am pregnant
Replies: 18
Views: 2442

Hello, I am with Gibson Booth. Can I check with you, who my IP is? I am in contact with a lady who deals with my IVA at Gibson Booth - is this my IP? I am proposing to reduce my IVA by £20 a month (due to salary reduction) then have a payment break on maternity and then it goes down for 8 months whi...
by jennyd
Wed Aug 19, 2009 12:02 pm
Forum: Ask IVA Forum and Industry experts
Topic: just found out that I am pregnant
Replies: 18
Views: 2442

Is my IP the person who writes to me and deals with my IVA or is this someone different?
by jennyd
Wed Aug 19, 2009 11:36 am
Forum: Ask IVA Forum and Industry experts
Topic: just found out that I am pregnant
Replies: 18
Views: 2442

Hello, Many thanks for your advice and your congratulations as well. As soon as I get this sorted out then I will just enjoy getting fat!!! I will email my IP like you suggested and get some feedback. Is my IP the person at the debt company who writes me the letters etc? If so I think she is the one...
by jennyd
Wed Aug 19, 2009 9:50 am
Forum: Ask IVA Forum and Industry experts
Topic: just found out that I am pregnant
Replies: 18
Views: 2442

I have had my IVA for 3 years and have just found out that I am pregnant. I have explained this to them and they have responded saying that at the moment I am paying 28p/per £1 to my creditors and with the new revised plan I will only be paying 1p/per pound. But they have worked out a proposal far l...
by jennyd
Sun May 17, 2009 6:46 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hello.I currently have an IVA
Replies: 3
Views: 959

Hello. I currently have an IVA, it has been running for nearly 3 years now. I have just found out I am prenant and will be leaving work for 9 months in Dec to go on maternity. What will happen to my payments when I am on maternity? My wages will go down to £400 per month and at the monent I pay £325...
by jennyd
Tue Jul 29, 2008 2:44 pm
Forum: postings for july
Topic: could student loan be included in an IVA?
Replies: 6
Views: 4612

Thanks for your help
by jennyd
Wed Jul 04, 2007 1:00 pm
Forum: self employed and company/business
Topic: I am entering into a partnership next month
Replies: 5
Views: 1622

Ok thats great, many thanks
by jennyd
Wed Jul 04, 2007 12:51 pm
Forum: self employed and company/business
Topic: I am entering into a partnership next month
Replies: 5
Views: 1622

Sorry - also yes I am already in an IVA
by jennyd
Wed Jul 04, 2007 12:40 pm
Forum: self employed and company/business
Topic: I am entering into a partnership next month
Replies: 5
Views: 1622

Hi Andy,
My partner (who is also a pertner in the business) is still working and will pay my IVA for me until the business is up and running. Hopefully I am wrong and we do make some form of profit but I would rather be safe than sorry!
Thanks
Jenny
by jennyd
Tue Jul 03, 2007 4:41 pm
Forum: self employed and company/business
Topic: I am entering into a partnership next month
Replies: 5
Views: 1622

I am entering into a partnership next month, my partner is putting all the funds up for the equipment needed to fund the business. I am worried where I will stand with regards to my IVA – will they be able to take assets from my partner in the business and also we wont be making a profit in the 1st ...
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