Thanks so much Lesley will keep all of these in mind, and probably check out Noddle now for a comparison

Thanks Lesley, did you check your credit files through a company and pay for that? and congratulations for getting there, I hope mine will feel as good once it is complete.

Thank you all so much, it quite reassuring that this can be sorted, I appreciate all your time.

Hi Olivia Many thanks for that, however I got into my mess before I bought a house, was wondering if this was still going to be possible after the IVA has finished, or whether I am renting for the rest of my life! X font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Origina...

I was looking through this forum and feel happy to know that people took this route and still feel it was the best decision. I am however looking forward to completing mine next year. However I have started to think about the future, What will your credit score be like? Will I be blacklisted many ma...