Thanks Shaun!

Hi guys, just an update.

Obtained internet free credit no problem through an Apple Store who use Barclays as their credit provider who were one of our creditors in our IVA.......

Thank You all so much for your advice, I’ll let you know how I get on........

Hi, we completed our IVA and received our CC in May 2016. We then went about trying to improve our credit scores, obtained a credit card with a small credit limit just for fuel and made sure we paid off in full each month as per the advice on this forum. Slowly but surely we now have a healthy credi...

Foggy wrote:

You really do need to see all three --- just in case.

So I've checked the 2 free ones:

ClearScore & Noddle

Should I check all 3 of:

Equifax
Call Credit
Experian

Just a small update: My ClearScore December 2016 363/700 My ClearScore January 2017 476/700 So my credit score has improved dramatically since my IVA has disappeared from my credit report, will check Noddle in around 2 weeks when my next report is due.... Quick update: Noddle December 2016 557 Nodd...

Thanks Foggy, will do!

Just a small update:

My ClearScore December 2016 363/700

My ClearScore January 2017 476/700

So my credit score has improved dramatically since my IVA has disappeared from my credit report, will check Noddle in around 2 weeks when my next report is due....

Thank You Andy and Lisa, I shall follow you're advice.....

Thank You Luluj!

Thank You Foggy for a very comprehensive answer, I'll keep an eye on our credit reports and hopefully before long our IVA won't be displayed, we've already obtained a credit card each and are using them and clearing the balances each month to gain our green ticks, hopefully in time we could address ...

Hi,

We started our IVA 11.01.11 so tomorrow marks the 6 year anniversary so am I right in thinking it should drop off our credit file?
We paid 5 years and had no equity to release then received our CC in 2016.

How quickly does it disappear?

Thanks in advance.....

Thanks Lisa, today I've posted a copy of my CC and a covering letter asking them to update their records accordingly, hopefully this will suffice...

Thanks both, I'll get in touch with them and hopefully sort it out....

Hi, completed IVA with CC April 2016, today 4 months on I have received a letter from Nationwide regarding a debt that was included within our IVA showing a closing balance which includes arrears of £5411.23. Should we still be receiving letters like this as our IVA has completed? Thanks in advance....