Thank you all for your support. Had it agreed yesterday, just waiting for the paperwork and then it will be up and running. Just be glad when its up and running and in place, then can to begin to move on with it. I appreciate your support been a rough few months.

Thank you Foggy appreciate your reply, still a little uneasy about it all and trying to find my way.

I got my IVA approved today (yay). But they said there were a few modifications regarding the charges by my IP Company, is that normal and is it going to affect me? They said my monthly payment would not be affected?

Tomorrows the day of my Creditors Meeting, Fingers crossed it all goes ok.

Hi All. I have been reading this forum for a while but I have only joined today. My creditors meeting is on Friday and getting really nervous about it. My creditors are Natwest for a Loan, Credit Card and Overdraft and BarclayCard for a Credit Card. Has anyone had experience with getting an IVA appr...