I know it definately helps talking on here thanks you all for your advice i have heard it all before and do take it on board time and time again the urge to gamble just becomes stronger than all the reasons not to, i am determined to beat it and feel i am on the road to recovery, however i know it i...

Just so you know
lloyds let me have a basic account
abbey turned me down

Thanks for the support everyone!! Think i've sorted everything out today i.p wasn't very happy but has let me pay what i can this month (about £100)and then either make it up over the duration of my iva or at the end! Just got keep straight which will be easy this month as i've got no cash left!!! T...

I am determined to give up and have not gambled this year really apart from on sat and today i'm even more determined then ever to give up. I'm just worried what my ip's reaction is going to be tomorrow when i ring them to tell them what has happened!

thanks both of you, hara-its been in the past any type of gambling really horses,dogs, sports, casinos,fruit machines internet and in person. I cant really ask anyone to help out as they have already and i feel it would just make the problem worse. My only hope is that work will give me an advance o...

Right! I have been battling with a gambling addiction for years now and eventually led to me having to go into an iva (started payments 2months ago) unfortunately i got paid on fri and my iva payment is supposed to go out on tue. However i have gambled all this months payment away. I have been consi...

Are you allowed to have an allowence for entertainment in your iva? Say 50 per month I'm currently paying about 50p/£ back in my iva but with a pay rise i could afford to pay about 60p/£ and have this £50 per month to keep me sane and allow me to continue with my iva!

Can someone also advise me on this
i have just remembered that around 2 years ago i paid a friend of mine about 5k which i owed him! Could this effect me if i went for br?

I'm thinking that going bankrupt may be better for me then who should i speak to? My IP? Will they be annoyed or try and stop me? after all there work setting up my iva?

Thanks Melanie,
What does the restriction usually mean or entail?
Thanks

sorry the 15k is student loan that apparently couldnt be included as in my iva I would estimate that around 15k of my debt could be directly attributed to gambling would this be enough to cause big problems? My understanding was that bankruptcy allows to make a fresh start obviously with some implic...

My total debt is around 40k plus 15k that is not included in my iva. I am currently 2 months into an iva and am getting depressed about the prospect of not having a holiday for the next 5 years not being able to go to any of my friends weddings birthday parties or even take my girlfriend out to the ...