Search found 12 matches

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by nelly74
Fri Feb 19, 2016 5:15 pm
Forum: Ask IVA Forum and Industry experts
Topic: A bit concerned about opening an account with Vanquish
Replies: 5
Views: 2498

I too was in an IVA, finished last March. I got a Vanquis card in April and it has been helpful in rebuilding my credit history up. It should have made you very disciplined being in the IVA so having a card shouldn't be a worry. FYI my limit was £500 to start, up to £1000 in September and now up to ...
by nelly74
Mon Jun 29, 2015 8:32 am
Forum: Ask IVA Forum and Industry experts
Topic: Reclaiming packaged bank account fees
Replies: 9
Views: 4393

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by lifenoteasy Cleardebt has already started looking at this so there is a precedent plus I think this forms part of any review taking place by GT. Thanks lifenoteasy, I couldn't find anything so that's u...
by nelly74
Mon Jun 29, 2015 8:23 am
Forum: Ask IVA Forum and Industry experts
Topic: Reclaiming packaged bank account fees
Replies: 9
Views: 4393

Realistically it's probably circa £1500 including the interest due (not an insignificant amount). Now that the IVA is closed any monies outstanding have been written off and the bank will have offset said losses, so technically nothing to offset against? IP's not yet looking at reclaiming the fees i...
by nelly74
Mon Jun 29, 2015 8:03 am
Forum: Ask IVA Forum and Industry experts
Topic: Reclaiming packaged bank account fees
Replies: 9
Views: 4393

I completed my IVA in Feb with a F & F (CC received April). I am now contemplating reclaiming my 10 years of packaged bank account fees. Has anyone successfully done this post IVA? Indeed is the bank allowed to offset any reclaim against the monies owed in the IVA? (Bank was in my IVA for O/D) Or wo...
by nelly74
Fri Mar 27, 2015 2:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: Iva listings appearing on Google
Replies: 200
Views: 27747

I have referred this to their website host as the information is inaccurate and it appears impossible to contact them. I will advise any replies. support@namecheap.com if anyone else wants to complain. Hello xxxx, Thank you for contacting Namecheap Customer Support. We are forwarding this ticket to ...
by nelly74
Fri Mar 13, 2015 6:56 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA completion and PPI
Replies: 3
Views: 1992

http://www.stephensons.co.uk/site/news_ ... high_court

Wow! Certainly could shake things up!
by nelly74
Mon Oct 27, 2014 10:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: 70% of my debt is with my employer (big bank). Very worried
Replies: 4
Views: 2311

Yes and it was ok but only 5% of debt was with employer. Have strict reviews every 3 months but nothing to hide anymore so all ok. I do not have access to client funds in my role though. Good luck.
by nelly74
Thu Aug 28, 2014 9:12 am
Forum: Ask IVA Forum and Industry experts
Topic: Knightsbridge
Replies: 7
Views: 3109

Knightsbridge are OK.can be slow at a sending out paperwork, customer advisors are not all that knowledgeable but the guys in the background seem to know what they doing. 7/10 from me.
by nelly74
Wed Jul 02, 2014 12:15 am
Forum: Ask IVA Forum and Industry experts
Topic: Help re Iva & DPA
Replies: 6
Views: 2980

Employer aware but publicity would be detrimental and jeopardise employment due to nature of industry. Anything negative would affect ability to do my job!
by nelly74
Wed Jul 02, 2014 12:09 am
Forum: Ask IVA Forum and Industry experts
Topic: Help re Iva & DPA
Replies: 6
Views: 2980

Public humiliation is all the have to gain.
by nelly74
Wed Jul 02, 2014 12:06 am
Forum: Ask IVA Forum and Industry experts
Topic: Help re Iva & DPA
Replies: 6
Views: 2980

Thanks Melanie, what they are saying is true I do owe money and I am in an IVA. So by that I take it there is very little I can do to silence them? Thanks.
by nelly74
Tue Jul 01, 2014 11:37 pm
Forum: Ask IVA Forum and Industry experts
Topic: Help re Iva & DPA
Replies: 6
Views: 2980

I have been in my IVA for six months now, one of my creditors is a private individual. Said individual and his father have for the last year leaked all of my personal and financial information to numerous other people including friends and it will leak into my work environment. They fail to communic...
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