font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Foggy A word of caution: "It ain't over until the fat lady sings". As we all know arrangements differ and even the same arrangements can be acted upon in different ways by different firms. So, although...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by MelanieGiles My pleasure - and I do hope that you get the clarification you desire at the earliest opportunity. House valued & we have no equity (literally none). I'm in shock, is this really the end??...

House valued at £162-£165k with a maximum of £170k being advertised for. This means we have no equity at all as redemption is £169900.
Does this mean that's it? Will we really be debt free come August 2014??
Karen.

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by allison Hi Need a house valuation as in 54th month. Payplan has said they can arrange and cost can be added to IVA I am not sure how independent this valuation would be but also feel guilty getting est...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Struzzo39

is there not links on this forum to email them direct?

Where would I look Struzzo? I've emailed the contact emails I do have, but they are just advisors.

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by MelanieGiles Why are you not able to speak directly with the IP? Who is telling you that this is not possible, and for what reason? Whenever we call & ask to speak with the named person on our IVA we a...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by MelanieGiles Hope it brings the much needed clarification from the IP firm concerned. No response as of yet. Will have our valuation tomorrow & then take it from there. Thanks for your help so far Mela...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Jules79 Maybe wait until you have your valuation, it may come in lower than £5K so you will have actual figures to argue your point over. I'd be inclined to ask a couple of estate agents as they all va...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by darth_ivader font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by AlmostThere30 font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by darth_ivader font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by AlmostThere30 font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Leese Hi Karen, Melanie has more or less done it for you. Send an email to your IP saying... Dear xxx My understanding is the IVA protocol means that if the sum to be raised from the potential re-mortg...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by MelanieGiles Thanks Karen The spirit of the IVA protocol means that if the sum to be raised from the potential re-mortgage - subject to you not borrowing more than 85% of the value of your property, th...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by MelanieGiles I believe that the advise you are being given is still incorrect Karen, and I really do suggest that you now insist on speaking directly to the IP. If you do this, let us know the outcome ...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by MelanieGiles

Which IP firm are you with Karen?

Hi Melanie,
Harrington Brooks.
Karen.

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by villapb Karen don't give in, i have fought for six months, tell them u not agreeing to extension and ask them who is requlator, also you want a face to face with supervisor not the admin, say u want to...