Hi Guys Received A letter from call-credit(noddle) saying that these defaults will be removed on my next update, still nothing from Cabot thou.
So it does pay to check your credit files regularly. Thanx for the advice guys.

Hi Guys just to update, managed to get all credit reports only noddle have defaults listed, so contacted cabot and spoke to someone in dispute /complaints dept, still no record by using dob and surname other than the ones in Iva. they have a copy image from my noddle credit file with defaults on, wa...

Thanx guys, I have contacted Cabot financial who to be honest were not very helpful, they kept asking for a reference number, told them I did not have one, then they checked using my surname only to say they can't see new defaults, I don't recognise the new default amounts, so don't they are old acc...

Thanks guys, the issue I have is that the new two defaults on my record are new, not old, I have no idea what they are,I have not had any credit or mail order since before iva in 2009. This is totally a new default, I have never received any letters or demands from any lender. This to me feels like ...

Thats the thing I have no idea who, how do I find out?

Hi guys I am in need of some advise, I completed my iva in February got cc, signed up to noddles to see, and clean credit file, all well until today, i have two new defaults from Cabot financial Europe ltd that I have no idea why. first is dated15/01/2015, and the second 12/02/15 both state mail ord...

Thanx guys for all your kind messages, i will remain an active member of this great forum. All the best.[:)]

Hi I just want to say a big thankyou to all on this board, i started my iva in Jan 2010, and i have recieved my completion cert, and been removed from the insolvancy register. i could not have gone through all this with your expert advice, Foggy, Micheal, you've both given me and many others sound a...

Thankyou for the reply, it just seems strange they ask you to sign the deed, then don't use it. Don't send file to the completions department for closure. In my final review report said that PPI was complete and no other was expected, they have been doing PPI checks for 3 yrs approx, always signed p...

Hi Guys, I completed my iva in Jan this year, signed a deed of assignment last year on the grounds that I agree that if any more PPI is due I agree for my ip to claim and would not hold up completion certificate. Contacted McDuffy yesterday to find out when I could expect to receive completion certi...

Thank you for the quick reply, I have already signed a deed of assignment , my annual review was Jan 6th, and I had to make a further payment to cover wage increase. My review letter said that all PPI was done and nothing to claim.

Hi guys my final payment has left my account on Jan 26th, I am with McCanbridge Duffy, just wanted to know what happens now? How long before I recieve completion cert?

Hi Guys what the lowest payout from a single PPI claim recieved.
I will start with £0.35[:D]

Again I would like to thank all for the get advise and support, would it no be a lot easier if there was one clear clause that all IP's followed.

Right guys an update, received a letter from MccD today basically saying that I had to extend my term by 12months, and to contact then to confirm receipt. Rang up and spoke to someone who again said the equity was over £20000, so as I am unable to re-mortgage I have to extend, I did not agree to thi...