Hi Melanie, Thanks for your response. So far my IP has moved with the speed of a glacier, I am consistently chasing them and their representatives. I have been told in writing there is no time frame associated with resolving the set off. Is there any reason why my IP couldn't take into account the c...

Hi there, I entered into an IVA over three years ago. One of my creditors had miss-sold PPI. I wrote to the creditor who agreed the PPI had been miss-sold however the creditor applied their right to set off against the debt within the IVA, I keep my IP aware of all of this. Thanks to a friend I was ...