Think of a certain mustashioed singer advert and go to their website. I saved £100 and no problems paying monthly. But don't tell Melanie!

I think you are right about the remortgage Lesley but I believe you have to get an approx valuation of your property sometime during the 4th year of you IVA. In fact if I remember my T&C's we were told to get two valuations! but my case worker said I only need one. I guess because most of us are in ...

Have to go to work now. Third last ever night shift!! I like polo's I have owned 2 in the past

Penny I live about 15 minutes away from Morpeth so it's possible you live right next to me!!

I am going to see a Volkswagon Polo N reg with 3 months tax and 6 months MOT £395. I will kick the tyres and slam the door [:o)] Seriously I am going to look for obvious bad stuff. Googling hints and tips is just ridiculous it says stuff like 'a dirty engine is a clear sign of neglect..... a clean e...

I live in the Morpeth area [:)]

Thanks for that but no good as I live in the north east. Thanks for the gumtree link penny I have placed a wanted ad and used an old Payg sim in an old mobile as contact number. I still have a week and a half Sorry if I sound a bit panicy but I am well out of my comfort zone here!!

I have been looking at the local papers and there are lots of cars at the £500 mark some with a few months MOT and tax the problem is. That I know squat about cars!! My mechanic says I should not risk buying a car at this price but he is not aware of my financial situation. Guess I am going to have ...

Hi folks. Do any of you have, or know of anyone selling an old car. It has to have at least 3 months car tax and MOT. Maximum price £500.

I am off this christmas for the first time in 4 years [:)] In fact I am off 25th,26th,27th AND the 28th!! My mother in law is doing the food so I plan on stuffing my face, drinking loads of cheap wine and slobbing in front of the telly while the ladies get on with the washing up [:D]

Yes I will Paul but better that than heading towards being one of your wife's patients!! I am a terrible sleeper (during the day) and the effects are cumulative. Towards the end of my set of shifts I am completely exhausted with a long drive home.

.....I keep running in circles!

Shut up or I'll nail your other foot to the floor

2 more weeks and I am finished night shift [:)] 5 years of nights! Most unhealthy!! From Monday 4th October I am Monday to Friday, 8 till 4, 9 till 5 or 10 till 6. Off every weekend,bank holidays and every christmas. Just like normal people!

I have to say I won't miss that pale washed out pink background

Nice one andy. I have seen loads of these multiple wittisisms before, some of them raise the odd smile but I really like most of these ones [:D]