Had Heart Attack on 24/04/14 how do I stand with my iva ive had operation of two stents inserted

If wife owns more of the house than I do meaning father and mother in law put £27000 into house when we purchased it how would bankruptcy work

largely cosmetic but a couple of new ceilings needed.

Melanie the works my idea at present if house was sold it wouldn't cover morgage

Melanie at present mortgage 214,000 house needs lots of work to bring it up to top condition recently had PPIclaim paid Cooper Hayward IP HAS refused to forward any funds to me to do work she wants estimates im aex builder so would do work myself any idears

Have spoken to ip company I seemed to have been sent email by mistake should have gone to administrater but I must have been included don't like being refered to as he instead of Mr H im so called in errears due to missed payments when my shifts changed they have already had approx. £8,000. in paym...

theres more money going out than coming in I have budgeted a great deal down to bare bones perhaps if I had 11 kids and claiming benefits of 40,000 plus id be fine

REVIEW CH SEEM TO FIND MONEY THATS NOT THERE KEEP SAYING THEY HAVE GUIDELINESW TO FOLLOW

When does duty of care start and stop having trouble paying iva cant really afford it been in 3 years keeps going up due to increased earnings ip dosent seem to want to help

CAN I CHANGE IP