I will speak to my IP tomorrow and see what they suggest, also i will have to dig my agreement out to find out whether the cost of BR has been covered. Thanks for the advice and i will post updates as soon as i have any x

Hi skippy, ive had my IVA for 12 months so far. What happens if i file for BR as ive lost my job and then get a new job in the meantime, would they refuse it and also would my IP expect me to pay them out of my 1st wage - only asking because ive been for an interview for a job which is looking very ...

Hi everyone, Im currently failing my IVA as i have lost my job and been out of work now for 3 months, i told the IVA people and they were ok at the time but now im getting letters asking for my past 3 months payslips which obviouly i cant produce as i havnt been working. They've tried to ring me sin...

-------------------------------------------------------- Im thinking about going bankrupt after losing my job 12 months into my IVA, the IVA didnt leave me with enough money to live and now its worse that im unemployed. Is there any help i can get with paying bankruptcy fees as im currently in the p...

Hi Ang,

I didnt even know i could take a payment break as no-one has suggested this to me, its another option i can think about thankyou.

Kerrie x

Thankyou, youve been really helpful.

Kerrie x

I would do it myself but i dont know where to start.

Ive just read your blog, geez you went through a rough time, im glad you got through it xx

Hi Zoe, thanks for your advice. Would it be best to do the BR through CAB or through the people i have me IVA with? Sorry about the questions but im new to this.

Kerrie x

Ive had an IVA now for less than a year and have just recently lost my job; I informed the IVA folks and they said to keep them updated and when i get a job i will have to increase my monthly payments to catch up on any monthly payments missed - surely they know i cant afford to pay anymore when i d...