Hi everyone. I’m now in the exciting position of having made my final IVA payment and am waiting for my certificate of completion. August this year will mark 6 years and so therefore the IVA should disappear from my file. What I was wondering was if anyone knew anything about how much I can expect m...

Hi, I have a family member who has incredibly kindly offered to pay off the remainder of my IVA as a lump sum. I currently have about 15 months left on the IVA with a total of about £4000 owed. Any idea how much would be a reasonable amount to offer as a full and final. Also, if I offered £4000 th...

I am 3.5 years into my IVA and starting to really struggle. When I started the IVA I had a car on HP. As I wasn't able to refinance the car I managed to buy a car off my parents paying them £200 for 2 years. This was taken into account with my IVA. Anyway now the time has come that my HP car would'...

Hi, I have a question relating to my (ex) partner's income. We were together as a couple when I started the IVA and so her income was included in the first I and E review. Unfortunately, we have agreed not to stay in the relationship (a mutual agreement). We are not in a position at the moment to mo...