That is just the repayment each month added up over 5 years. I have not given any of my overtime to them over the past 2 years.

I wish to petition for my bankruptcy as realise I am in breach of terms of IVA with Debt Free Direct. I have written several times to my IP Mrs Thorpe. My calls have not been returned. I have now stopped my payments and still no one has contacted me!! I need a certificate of termination to go ahead ...

Thank you I will do this.

I had an annual review (year 2) and my payments have gone up again since last year. DFD will be making approx £15000 out of me over the 5 year IVA. This is why I would rather go bankrupt than pay them any more money. I'd rather make 3 year more payments through bankruptcy. My original debt was appro...

Thank you Melanie I do hope so.

I want to petition for my bankruptcy but court says I need a IVA certificate of termination from DFD. Alas my letters emails are ignored and phone calls not returned. Have even stopped paying them and STILL have not heard anything from them! What am I supposed to do? Any suggestions?