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by Jill.59
Fri Oct 09, 2015 6:10 am
Forum: Ask IVA Forum and Industry experts
Topic: Creditors refused to accept IVA completed
Replies: 4
Views: 2938

I finished paying my iva august 2013 no payment missed. however ip did not communicate properly about equity release and creditors meeting held today. I wrote a letter to creditors explaining situation regarding delays and very poor communication but not sure this was presented to them at meeting an...
by Jill.59
Wed Aug 26, 2015 7:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: Why can I never get through to Freeman Jones even after 20 minutes wait ?
Replies: 5
Views: 2544

why can I never get through to Freeman Jones even after 20 minutes wait?
by Jill.59
Tue Feb 10, 2015 5:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: Is there a limit to complete an IVA?
Replies: 2
Views: 1383

Is there a limit to complete an IVA ?
by Jill.59
Wed Nov 19, 2014 1:15 pm
Forum: Ask IVA Forum and Industry experts
Topic: Are there rules that IVA companies must follow ?
Replies: 4
Views: 2219

Are there are rules that IVA companies must follow? seems to me like once you sign your agreement they can do what they like. Very poor communication from my iva company and i have asked them for exact details of any communication and they are asking me for £10 to get the info? Also been told that ...
by Jill.59
Wed Oct 15, 2014 8:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: Finished payments last Feb 2014 to Freeman Jones. Had nothing in writing about equity.
Replies: 2
Views: 1686

I finished paying monthly payments last Feb 2014. Freeman Jones have got details regarding equity in early Sept but not sending things in writing and time is going by. Do not want to speak on phone as they say one thing then deny it when you be t call. Told would be debt free after 5 years now well ...
by Jill.59
Fri Aug 22, 2014 4:34 pm
Forum: Ask IVA Forum and Industry experts
Topic: I thought after 5 years I would be debt free, now I find I owe money again
Replies: 4
Views: 2878

I took out an IVA in 2008 and paid all my monthly payments without fail. When i got towards the end of my IVA the provider said i owed approximately 6000 in underpayments. I asked them for a breakdown and they said that debt had started accruing after the 2nd year. The full nature of accruing this u...
by Jill.59
Thu Mar 27, 2014 1:17 pm
Forum: Ask IVA Forum and Industry experts
Topic: I have finished my payments of IVA. Still not got notification that things are settled.
Replies: 2
Views: 1627

I have finished my payments of IVA - paid regularly and no default. However my IVA company say that i owe £6000 altogether as when i got increase in income i didn't pay extra back. This was not notified as an ongoing issue (i know it says about overtime payments need a percentage paying back when t...
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