Yes you are absolutely right melanie. We were very torn with the house as we have lived here for over 15 years and it has been the family home for our four children all in their teens now. The iva seemed the best option at the time but now we see ourselves no more financially secure and are still st...

I entered into an IVA two months ago. Since then my husband (not in the iva) and myself have decided to cut our loses and sell up and use the equity(about £60,000 to pay all other debt (his credit cards, secured loan on the house and my iva and move into rented accommodation. Is this a wise move so...