thank you micheal
i will send judith an email i am just about to make the phone call as well

hi, i'm with dfd i have only ever spoken to or emailed their customer service and account management team last time i called them i used up over an hour of talktime on my mobile only 5 mins of which was spent speaking to someone so not all that enthustiastic about calling them again but i am going t...

its a kind of tricky one as the household income comes from benefits, my income, partners income and partners child maintenance

hi, thats exactly it when i had the first meeting with my iva provider i was asked for all of the household income inculding my partners child maintenance from her childrens father and was told the reason for this is because the creditors like to see that there is enough income to pay for the everyd...

hi, thanks for your quick response,
i'm a bit confused, what does closing the iva on payments to date mean ?
will this mean i have to go bankrupt ?

should i tell my iva provider i'm filing for bankruptcy. i dont have the £700 but would only take 4 months of not paying the iva to save this much (this is a scary thought). if i borrow the money (from parents) and file then stop paying into the iva i could repay it within 4 months . would there be ...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Skippy As Lesley says I filed for BR around 4 months into my IVA. The IVA wasn't working so I decided to cut my losses and go BR. One thing I will say is that things have changed since then(2006-2007) ...

hi, just got in from work to see the replies about giving thanks. i am very grateful for everyones help. i have got quite a bit going on at the moment 4 children of my own and my fiances 4 children imminent breakdown of my relationship and a battle with depression. however this is no excuse for not ...

hi, thanks to everyone who has replied to my posts

Hi , has anyone out there filed for bankruptcy whilst in an iva

i'm 2 & a half years into my iva and have recently changed jobs and am now on a lower income however my iva provider wants me to pay more as my partner now works however the iva is in my name only the debts are in my name or my name & my exwifes and have absolutely nothing to do with my current part...

can i ask my iva providers to re-asses my payments so they dont include my partners income