<t>I have been out of my IVA since 2011. We paid a lump sum and further signed a declaration that we would participate in the recover of PPI against any of our accounts. We have been kept in the dark by Clear Debt (Mr Mond) our past supervisor. We were under the impression that all the PPI investiga...

<t>My IVA ended in 2012 but was extended for PPI investigations up to a further 12 month. My certificate of completion was issued May 2013. I have now received information from First Direct that they have revisited the claim from Feb 2013 and now concluded that they owe me money.<br/> However I have...

Hi, IVA was over in 2012, still trying to get a remortgage to get away from NRAM. Has anyone managed this and if yes who with.
Regards
Derek

After my IVA I am still trying to get away from NRAM, it's been two years now and my credit repair process has been done and I sit as Excellent on all credit reference agencies. I need to find another mortgage lender who will assist me and my wife in completing the puzzle and being able to move to a...

Do all banks have the same lending criterea when it comes to a remotgage for someone with an IVA past history. I moved our bank account from Nationwide over to Barclays as the gave both my wife and I a full joint and 2 ISA accounts with a overdraft facility if needed. They have even offered to sort ...

Can you please advise how after completing our IVA in May 12 we are still unable to remortgage away from Northern Rock Asset Management. I changed my bank account to a full bank account with Barcleys away from a basic account with nationwide as they wouldnot help but Barcleys advised that Barcleys b...

where or with what bank can I get a joint bank account, finished my IVA in May 2012 but due to PPI claims by the IVA company the certificate is pending but it is stopping us from opening a joint account. Can you please advise.

Thanks for all the advise over the last year or so, 68 months done, the end came in May and now debt free but due to the PPI trail I still await my C O C. I have the letter from my company telling me all proposals were accepted and the paper work was going of to the courts but can I use this letter ...

Under the 4 year rule a remortgage is required to release surplus funds into the IVA, can this be enforced if the property has not yielded sufficient funds that were predicted at the outset of the IVA. Are you able to reject the 4 year ruling although incorporated into the contract.

I am due an inheritance with the sell of a house but the house is in a 7 person share and 6 wish to rent. How does this react within my IVA the house will be taken from probate if possible into a deed of trust. Will this cause any problems if the house is rented. I understand that if this goes to re...

what happens to inheritance is it 100% taken by the creditors or 50% as overtime. Can you combine both inheritance and re-mortgage then make a full and final offer.

Can you provide equity release companies that would assist in the program for a person aged 53.
I am now close to the point of equity release or find an IVA mortgage.

who would be the best re-mortgage company to assist with the 4th year contract payment of equity.

Can I apply for a prepaid credit/debit card while on an IVA.

If I claim back my bank charges and win will the payment go over to my IP for payment into my IVA. As this money is mine and as the bank kicked me over the edge I feel this money is rightly mine.

Please advise.