Hi I compleated my IVA In October 2010 with a Full and Final settelment. Will this still show on my Credit File for the full six years??. Thanks for any replys or information Regards Helen

Can anyone offer any advice on renting?. I am in the 3rd year of my IVA and have just had a baby, so I am taking a payment break at the moment. I live in a one bedroom flat so I am looking to move. With the sale of my flat I am going to hopefully pay of my IVA with a full and final settlement (as no...

I am a little confused now is the term of the IVA not five years??. Can I relocate before I make an offer??. I am hoping to raise about £15000 from the sale of my property and It will cost around £4000 for fees and relocation etc so I was going to offer 11000 do you think this would be resonable??.....

Hi Melanie thanks for your reply. The proprty was not included in my IVA and there was no requirment to remortgage in the final year. My monthly payments were £480 orignally they went upto £520 for tw0 years I am currently on a break at the moment due to being on maternity leave.. I am just so worri...

Can Anyone help??. I am in my third year into my IVA and have just had a baby.. I live in a 1 bedroom flat that is shared ownership I am looking to sell my flat and pay of my IVA.. I have about £12000 pound outstanding on my IVA. firstly what is a good offer and secondly how easy will it be for me t...

Thanks guys I really appreciate your advice.. H xx

I have been paying more into my IVA than my orignal agrement as I had quite a large pay rise in the first 6 months of my IVA.. I am hoping to continue my orignal paymeny plan when I return to work so there will be no actual reduction in payments just a 6 month extension.. I am just so worried that i...

Hi I wonder if you can help me??. I am currently pregnant and have asked for one reduce payment followed by a six month suspension in my payments and then for a seven month expansion in my IVA . I will have compleated nearly three years into my IVA before I go on maternity leave.. How likley are my ...

Thanks Melanie I am very excited.. I will try and get hold of my Ip again tommorow. I have been looking into my maternity pay and childcare etc so hopefully I will have all the answers.. Kind regards Helen

Hi Can anyone help me??. I have been in my IVA since Nov 2006 and everything has been going fine.. But now I have found out that I am 15 weeks pregnant!!!.. I am very excited about this but I keep worring about m IVA again now!!.. Has anyone been in this situation if so how did it effect your IVA??....

Thanks guys you always make things seem not so bad after all.. Hells xx

<center>Hi can anyone help me again???. I have been in an IVA since last Nov and everthing has been going ok till now!!.. I have now recived a letter from a company I forgot to include in my IVA. The oustanding balance with this company is less than £140 can this be added to my IVA??. Or does this m...

Congratulations!!. Thanks again for all your support and encourgment I hope you will keep posting???.

<center>Hi Guys sorry I have not posted for a while. I have been looking in every so often thou!!. Can anyone tell me what happens when you have an annual review???. Do you have to send of pay slips and bank statments etc??. Thanks Hells[:I]</center>

Congratulations Dominic

Good luck for tomorrow Bluebelle

Hell's xx