yeah my pay increased this year so i can see why but my expenses have increased purely due to inflation ie my gas has gone up from £30 per month to £55 per month as apparently last year i wasnt paying enough. pluss childcare costs have gone up. so in essence i am no better off. each month i spend 2 ...

hi can anyone give me advice i have recently completed my annual review and my iva company want me to pay 3k despite my outgoings increasing if i have to keep increasing my payments i will be paying an extra 10k on top of my original debt. i simply cant do it help