Ah! Well done. That's them. I found the ladies on the end of the phone have always been helpful and very 'human' in their dealings which is a good thing.

Looks like I've been very fortunate indeed to just land with the IP I did! Like your 'tomorrow is a mystery' line. There's only one more shuffle of the I&E's to go so as long as I'm strong I should make it. It'll be interesting as they'll no longer be able to take my wife's income into consideration...

Why do so many fail? Surely it's a case of shut up, pay up and get over it? I suppose some folks lives/situations change though. Are there many dodgy IP's around?

Ha ha! The IP was Shaws but can't recall who they are called now (paper work still at 'home'). Fees have gone up annually along with wage increases etc. (Do they ever decrese with change of circumstances??). Just dived in to the first IP guys I found, but seems I struck lucky, as they seemed helpful...

Hi folks. Newbie here. I've got about 18 months of my IVA left to run and now I find this site! Great. The bad news is my second wife has left me as she was bored and I'm still paying for the first divorce!!! Gotta be doing something wrong! Oh well. Suck it up and move on, yeah? So, another 18 mont...