Hi Folks Thanks for the advice. I have carefully checked my Experian record and it varies according to the creditor. 2 of them show an outstanding balance and were updated this month. One hasn't updated since the defualt date (2002) and Max REcovery have 3 that say satisfied and one that still shows...

I completed a Protected Trust Deed in April 2005 after 3 years and made every payment on time. My credit record with Experian still shows 8 defaults and doesn't show that a payout was made. How will my credit reference ever improve if they keep recording an unsatisfied amount on it?