Search found 6 matches
Search found 6 matches
Page 1 of 1
- by Louise
- Mon Jul 30, 2007 2:55 pm
- Forum: new bank accounts for IVA
- Topic: Bank Account
- Replies: 10
- Views: 2392
AVOID ALLIANCE AND LEICESTER!!!!! We used to be with Alliance and Leicester - they were the breaking point that made us go into our IVA - in a 6 month period we had over £3,500 worth of bank charges, due to them charging for every item and every single day that we were overdrawn - we begged them for...
- by Louise
- Wed Jul 25, 2007 5:48 pm
- Forum: full and final settlements
- Topic: Stck to your guns
- Replies: 12
- Views: 1717
Sorry just done a search and found some details (I mispelt it first so it didn't bring anything up). It says it is 8%. Don't want to sound thick, but why do you have to pay this - is it because the creditors have agreed to stop interest for the 5 yrs of the IVA so they want it back - so does it go t...
- by Louise
- Wed Jul 25, 2007 5:43 pm
- Forum: full and final settlements
- Topic: Stck to your guns
- Replies: 12
- Views: 1717
Can I ask what exactly statutory interest is, and do you pay it just if you pay the full amount off as a lump sum, or do you also pay it if you offered a full and final settlement? Do I also take it that you don't pay it if you continue with your monthly payments for the full 5 yrs?
Thanks
- by Louise
- Wed Jul 25, 2007 4:43 pm
- Forum: mortgages
- Topic: Getting a mortgage while in an IVA
- Replies: 7
- Views: 1762
Thanks for your responses. Can I ask another question relating to this. In our IVA agreement there was no mention about equity release etc because we are not home owners. If we were to get a mortgage (with a deposit from a relative) could the creditors make the contract change so that you do have to...
- by Louise
- Tue Jul 24, 2007 5:31 pm
- Forum: mortgages
- Topic: Getting a mortgage while in an IVA
- Replies: 7
- Views: 1762
Apart from speaking to Welshboy how can you find out about other 'sub prime lenders'? I would value welshboy's opinion when the time is right, it's just my partner and I were trying to do an internet search and it bought all the wrong things up! Also, if you are renting but the landlord hasn't incre...
- by Louise
- Tue Jul 24, 2007 1:48 pm
- Forum: full and final settlements
- Topic: full and final settlement
- Replies: 9
- Views: 2440
Hi Trind
You say that there is little incentive to gain promotion in work at present - but infact if did get the promotion with more money then that would make you able to offer the full and final settlement sooner wouldn't it?
Search found 6 matches
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