Just heard from my IP and my offer for a full & final settlement has been agreed!! Just waiting to get my funds available and then I'm done!!

Have to say a huge thanks to this forum who without I wouldn't have managed my IVA journey so effortlessly.

Mondie xx

I am using my redundancy money to offer a full & final settlement to my creditors. Although it is a little upsetting to be handing over the money, I feel that it is a huge weight off my shoulders to pay off my IVA and something that we should all be striving to do in the best way possible.

Thanks for the messages, got my date really quickly (within a week of asking). The company I'm with have been fantastic (Harrington Brooks)

Will let you all know how it goes!

Just wanted to say that I've had my date through for the meeting to doscuss my F&F offer to my creditors, it's on the 21st November so fingers crossed they will accept. My question is what happens once they've agreed (if they agree!) will my supervisor sort out the paperwork etc or do I need to do a...

Would I be able use my redundancy to clear my IVA? Would I pay back the remaining 36 months money, would I have to pay anything extra in fees? I would just like to get out of my IVA ASAP! Any advice greatly received...

I have been reading quite a lot of posts about people finishing their IVA's early and it's got me thinking! It would appear that I am going to be made redundant at the end of the year, by this time I would have been in my IVA for 26 months. My question is can I use my redundancy money to use as a se...

Will anything change when we marry, will my IP see his house as half mine? I don't want my IVA to stop me marrying, but it is not fair to my boyfriend to lose his savings or house as a result!

I have a question that I can't find an answer to and hope someone will be able to help me. I am 21 months into my IVA and managing well enough, I met my boyfriend about a year ago (after being in an IVA) He proposed to me last week and I very much want to get married and have children but this has l...

There is the distinct possibility that I will be made redundant in the next 6 months. How do I stand with regard to my reundancy payout, do I have to give my IP half of the money and what happens if I can't find a job that pays the same salary, can I renegoitate my monthly payments? I'm afraid that ...

My IP wouldn;t let me include my student loan as debt, so I guess it should work the other way and they shouldn't count it as income...only fair!!

I would like to go back to Uni for a year to do my PGCE, but can not afford to at the moment.

Can I ask for a review of my IVA or can I only have the offical one once a year?

Does anyone have experience of IVA and studying?