it will fly.....

The situation so far

1. Recieved a fianacial affairs Questionnaire filled that in mentioning the IVA and everything

2. Added in some extra information and copies all paperwork relevent to the IVA including completeion certificate

Still waiting to hear that was sent off about 6 weeks ago.

My only concern about this is i entered the IVA after i got my SC origananlly.

However inthe renwal I have told them everything adn included the Certficate of of completeion and all the papers for it.

Hopefully all will be well

Filled in a questionaire, and supplied a copy of my certificate of completion too so heres hoping

Sorry to be an idiot but I cannot find that lsit on the ICO website.

So a procedure could be jsut to clairfy

1 Get the credit records from the 3 agencies check for defaults

2 Send copies of the completetion certificate to the Data Controllers for the Creditor

And are there any template letters I canuse anywhere?

So I contact these agencies they can tell me who still has a default on me then I send the data controlelrs the certificates and the credit agencies as well?

Who would the data controllers be?

So I have to send the completeion certificate to the agencies Equifax and Experian, are there any others?

I have asked this before but cannot find the naswers. as I understand it the defaults fall off your creidt record automtaically after 6 years?

Or you can send the completetion letter and cert yourself to speed it up?

I too wish to add my thanks to the staff and moderators I still read it even though my iva is compelte and sad news about Wizzarrd

Its best to be up front and honest about it and nothing to be ashamed of you are taking control again

Just waiting util my name falls off the Insolvency register whci should be this Novmeber unless I choose to speed up the process by send a copy of the certificate to all creditors?

it dragged for me but then accelerated