thanks for replying andy and simon i have had a look at iva.com and cleardebt are #1 which means that they are obviosly doing somthing right! i will get in contact with Melanie Giles also but i think i am going to proceed with cleardebt.

Andy how credittable is iva.com?

hi guys just a quick question i am just about to go into an IVA with www.cleardebt.co.uk and i was wondering if any one is in an IVA with them or if they have been in contact with them before? i would like to know if cleardebt our the right people to do my IVA with?