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by Simondh25
Wed May 07, 2014 4:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: How are banks validating the fact that they refuse a mortgage to anyone who has had an IVA ?
Replies: 10
Views: 2405
PS - thanks for feedback so far
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by Simondh25
Wed May 07, 2014 4:31 pm
Forum: Ask IVA Forum and Industry experts
Topic: How are banks validating the fact that they refuse a mortgage to anyone who has had an IVA ?
Replies: 10
Views: 2405
Researching a bit further would suggest lenders use credit ref agencies, National Hunter and CIFAS. None of these should flag a "spent" IVA from what I can see.
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by Simondh25
Tue May 06, 2014 11:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: How are banks validating the fact that they refuse a mortgage to anyone who has had an IVA ?
Replies: 10
Views: 2405
I recently noticed a bank stating that to apply for their mortgage you needed to have never had an IVA or been made bankrupt. I'd assumed that all record of an IVA is removed after 6 years. How are they able to validate this?
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