That was my response, so they returned with we will have to provide them with a statement form his boss certifying that this is a true likeness along with a new clearer copy of the passport. Not all that easy as the third party is unaware we are in an IVA and also now we will have ot bring in anothe...

Hi Melanie

Wea re with Kingsgate Insolvency.

Kind Regards x

Hiya Skippy Charming hey, the only reason why they have been held up is because we are living outside the UK now and the third party who leant us the money doesn't know it is to end the IVA. So asking for personnal documents from him has been a little tricky to say the least. Surely the pasport is a...

We have just received this message back from the IVA copany: As you are aware the figure for money laundering is £10,000 but as it is yourself that has caused the delay with regards to providing this information then the request for money laundering documents will stand. I have advised your wife wit...

Oh thats good, so we read it before it gets sent to the creditors, if we are not happy can we have it ammended?? Also (sorry) we have just had a message from the IVA company to say that they want the passport certified aswell by the third parties boss, to say it is a true likeness, as well as anothe...

Thanks very much for the fast reply Andy, the problem we have is the third party is unaware we are in an IVA and we would prefer to keep it that way. He gaveus the loan to help settle some debts, which technically it is. We will have to ask him again and hopefully this will be the end of our IVA fin...

Hi I have posted on here a few times in the past and am still currently in my IVA. I have been given 10k by a friend to settle our F&F a little early. I will have to pay this back once everything is sorted out. My IVA company has told me that I will need to show proof of the third parties passport a...

I think it did not get sold just because there was no equity at all in the property, would of gladly of sold it at the time it's been a real financial burden.

Lol yeah the beach is still here but renamed "The Snug" it's a great facility with safe paddling and FREE sunbeds can't fault it!!!

HI Melanie this has been a strange thing from the start of our IVA as we actually do not live in our property. It is only a two bed and was orginally bought as an investment when we were both working full time and before we got into finacial difficulties. As there was not enough equity to release wh...

LOL!!! Zim!!! funny you mentioned the turtles, we were down on the beach the other day watching the babies getting down to the sea safely!! There are jobs available just for the dependants (the older ones lol) CV is updated and ready and waiting. The good old days where a slab of beer got you a long...

Cheers Skippy it,s an amazing Island, hopefully we can settle our IVA asap so that we can travel about here with no financial pressure, would be a shame to live on a tight budget when there is so much here to offer. We probably won't get this oppurtunity ever again, so really would like to make the ...

Hi Melanie yes it has the 4th year clause and we are with Kingsgate.

Hi Guys We are in our 3rd year and desperately would like to end our IVA. At present I feel we are in a position to release some equity that may be accepted as a F&F. Who would we approach for the information on this other than our IP (as they are never available and has changed several times during...

Thanks very much for all your kind words!!! We should be ok money wise, so long as we are able to keep our Local Living Allowance. We have worked out our money and it is tight but as ever is possible. Thanks Zim Zim we are able to get flights back cheaply through the services but these unfortunately...