Jane is there anyone who could buy you a cheap but reasonable banger, who you could pay back as and when you can? Such as family etc

Can only echo the postings here Douglas, just do what feels right for you and yours. Whatever route is right for you, you will get all the help and support you need on here. Good luck.

I've been having lots of off days recently Lily. But after going BR I feel that things are getting better slowly. So much in fact that I'm actually going out tonight!!! Well actually i'm going round to my friends house to cook him a meal to say a big thank you to him for helping me through some ver...

I think everyone, on here especially, has days like yours Lily. Myself and hubby are taking the little one to the fair tonight, I think i'm looking forward to it more than her - it's just been one of those weeks. Get a glass of something down you and look forward to a nice weekend off.

Katy... you need to rob an hour or two on Sky... not matter your age... :-) I am only 45 years young although these debt matters double my age again... hey-ho... let's lighten the world with laughter for tomorrow we can laugh again too and double that too! G. Try to develop the present to change th...

Beat me to it!

Reggie Perin was the chap I believe, didn't he walk out to sea or something? I'm only 33 so can't remember loads of it.

Went into Leicester today and people were queuing round the block outside Northern Rock. Seems people are ignoring appeals for calm. I have read so many tales of misery from people on here that have had IVA's disallowed because of them that it serves them right, I know it's childish but it's peoples...

Thanks Katy, I didnt know you could google phone numbers. lily Sometimes it comes up with something and sometimes it doesn't Lily, it's always worth a try before ringing, it just tickled me that this number had a thread with people moaning about it so they must be annoying everyone at the moment! H...

Sound advice from everyone whose been through it. I have my phone interview on thursday morning and i'm concerned about my husbands job, he's going to be honest with them and tell them about our bankruptcy to 'soften the blow' he's a gardener but the thing is the house we rent is tied in with the jo...

Have you included uniforms etc into your shopping Jane? Just wondering as i've put a separate section for school onto my I&E. My little one has started for the first time and i've no idea it's all going to cost with swimming and lunches and uniform. They might look on it differently if it's not all ...

Annoying isn't it? I always put weird numbers I don't recognise on my mobile into Google and see what comes up. One number I had the other day had a whole thread on a forum dedicated to it! Was some company trying to flog mobile phone contracts. Might be worth doing that next time if you get anymore...

If you are planning any towards the east of the country (England that is) then I would love to come.

Hi Terry
Barclays and Abbey are two that spring to mind. Steer clear of First Direct and HSBC though as their policy is to say no at the moment. Give Lloyds a try as well, hope that helps

Hi Andrea, I have found after two years of being in an IVA that my creditors hadn't been paid either, it's all gone on the fees i'm not sure if this works in all cases but it was in now. That's why my IP told me to put the original balances on my Bankruptcy form as none had been paid off.