I was told on the day of my IVA approvel that there was not a request for 50% of my overtime. I am still awaiting the chairmans report, and am wondering if the 50% rule will be added to the report automatically, even if my creditors did not request it? I have to get my car through an MOT next week &...

Hi all, I have only just become a member of this forum, but have been visiting the site for some months. My wife and I have a total debt of around 68K to 7 creditors, and decided after reading comments posted on this forum to go down the IVA route. We started our application at the end of June and w...