My IP is STILL slow tho!!! not had the paperwork through yet and it was done on Wednesday!!!

Hi everyone Thanks for all your good wishes. I'm feeling so relieved it's not real, I can't believe it. In answer to your question Optimist, no there were no modifications made to our proposal at all. I'll post all the finer details when the paperwork comes through. Here's to getting through the nex...

[:)]Oh my god. Creditors meeting today. All went through as drawn. I cannot believe it! I'm so relieved. I'm in shock. Was offering 37p in £. It was a long time coming but it seems the IP did a fine job in the end as it went through totally as drawn. Thanks for everyone who has supported me on here ...

Thank you so much to everyone who has contributed on this thread, I really, really appreciate it. I'll let you all know how I get on tomorrow ... and if they have done a runner with my money I'll certainly give you their name then!!
Thanks again. You're all really great.

OH GOD! The more I think about things now the more I keep wondering why alarm bells haven't been ringing until now! Everytime I'm about to type something I think how blind of me!! ... See they found me, I didn't find them! As explained at the beginning of the thread, Debt Matters said they couldn't ...

The booklet is a standard document that all IP's use and are obliged to issue under statutory guidance notes. You should have received a formal letter of engagement - I am sure that the solicitors in your firm do the same thing - and if you have not received one of these then this would send warnin...

And if you are really not happy with this company now - do you really want to work with them for the next five years. Go with your instint, ask for the money to be returned to you and find someone to act for you you have more trust in, Regards, Melanie Giles, Insolvency Practitioner for over 20 yea...

Thanks Melanie and Lily, our last posts all clashed I think. I am somewhat relieved by Melanie's input as things seem may be not quite so bad. At risk of looking more stupid than ever, I work in a law firm and therefore in my experience asking for money on account of costs is an everyday usual pract...

Thanks everyone! Sh**! What am I doing! Thanks for all your advice! I guess I've been scared to pull out because I just didn't want to be back to square one! I think my Creditors think I've been lying to them for months telling them my affairs are in the hands of an IP as they've heard nothing at al...

oooh dear!! stressed out even more than I was at the start!! The payments I have made are for the IP set up fees, I've read other people do the same thing on here previously so I didnt really think anything of it ... now I feel dead stupid! I've not paid anything to Creditors, it is payments to my I...

oh my god is that right? They said I needed to make a couple of monthly payments for their professional fees for getting things started, preparation etc and Court fees. Oh my god I feel sick and very traumatised now!!!! [:(]

Hi Woody , why did Debtmatters pass your IVA on?? Chris Hi Chris Debt Matters passed me on without actually saying they were going to. I initially contacted them in like February, this is how long it's been going on, but after receiving my paperwork they said that my mortgage payment was too high a...

Thanks for replying. I thought it seemed long! I've co-operated speedily to every request. I had my first letter from them on 18th April with a list of everything they needed. On 20th April I replied with everything, ID, statements for every single account, just everything they asked for. I sent it ...

[:(] Hi guys. OK, I first made contact with my IP in April,well, they contacted me after my case was passed to them by Debt Matters who said they couldn't help me. Since then things seem to have been so slow and as I'm sure you can all appreciate, the phone calls and stress are relentless. Two weeks...

Thanks for that Melanie. The Court thing sounds reassuring, I imagined it would be up there on the Court list for all the lawyers in town to see ... so I'm happy with that. Yeah I've had a few chats with my IP on the phone and as it stands I am happy with the figure and know that it is one I can mai...