Hi all Thanks for your best wishes and advice, the twins seem to be doing well we have named them Morgan and James,they have been moved from icu into high dependency, so hopefully things are looking up. I phoned our IP's head office and was told by a young sounding girl there that my named contact w...

hi all I have been in an IVA for nearly a year now 7 months ago my wife found out she was expecting twins we knew this would have a serious impact on our finances we wanted to keep up with our iva and we worked out away to do this by re-mortgaging just enough to pay off our present mortgage and our ...