thanks for your replies, I am a little confused, On completion of the IVA we owe zero ? but the credit report says we still owe ? shouldn't there be something at least to say its settled ? otherwise how is that fact ? the accounts were not closed until after the IVA went through because that was ano...

thanks for the reply, I was just about holding my head above the water as far as my debts went, but knew I wouldn't be able to keep up for many more months. I could probably have kept paying up to the court date. It may seem irrelevent to you that these defaults are registered, but I am trying to re...

Hi, I entered into an IVA last year. all my credit accounts were still being paid at that point, so although I owed alot of money I had no defaults. once I started the IVA process I was told to stop paying my creditors. My IVA did not go through for another 4 months (july 06).. so I now have 4 month...