In my area, pre bankruptcy the trend seems to be a months rent in advance,returnable and £600 per month will get you a 3 bedroom unfurnished property. Do you think I would be so lucky? I am hoping I get through the credit checks first. If I do manage to rent before I submit my bankruptcy forms, do I...

I have been looking at rental properties and most of them say that they use a professional referencing agency. I don't know what sort of stuff they will look at, does anybody know? but will any of the unsecured creditors I have that have not had a payment from me whilst I have been sorting things ou...

Thank you for your help. I am inclined to follow Andy with the process I will undertake. Does anyone know how long I will have to vacate my home after I have handed over the keys? Mish, I do not have any other option than this one. My husband is 60 and I am 58, I cannot even consider undertaking ano...

Just about to go bankrupt, almost finished filling in my forms. A couple of questions regarding my home. I have decided to give up my home as the mortgage is too expensive and we have no way of finishing it before we retire. My questions are? Can I start to rent now before I have gone into bankruptc...

SKippy, No I haven't paid anything to Synergie, however I haven't yet spoken to them, I still have paperwork to send them. If I don't like what they are saying can I just pull out from using them, or can I just try and stick to my guns? What happens regarding my creditors when the time is going on a...

Thank you all for your replys. Yes I am about to talk with Synergy. I will positively make sure that my income and expenditure are correct. They will see from my bank statements that I have underestimated in my first attempt. My mortgage has a secured loan with First Plus, and you are correct Davy I...

Just joined after reading for a week or so. I am really scared and at my whits end, so I keep reading to see if it makes me feel better. It does to a certain extent but I am waiting for my IP to ring for a talk over IVA papers that I applied for. My details are as follows. I was horrified to find ou...