Search found 6 matches

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by Ricky.01
Thu Sep 15, 2016 6:03 pm
Forum: annual review
Topic: Ending in Nov but they want a review
Replies: 6
Views: 7422

I'm salaried in the public sector (no overtime and a 1% rise in the last 7 years) and the last review was only three months ago, beyond payslips saying exactly the same thing as the last ones its a waste of my time and effort. especially when my last correspondence said there was no more review and ...
by Ricky.01
Thu Sep 15, 2016 4:29 pm
Forum: annual review
Topic: Ending in Nov but they want a review
Replies: 6
Views: 7422

Hi the end is finally in sight or as I thought. I had a review at year five extending it (couldn't release equity in my house)then again late May confirming everything saying my last payment was to be November and everything would be signed off. Now today I've received an annual review letter demand...
by Ricky.01
Sat Feb 28, 2015 12:09 pm
Forum: Cost of living in an IVA
Topic: alleged payment arrears
Replies: 5
Views: 7816

Thanks, thus far they have been really good but this year its taken a lot longer and I've been not as sure about all my dealings. I have zero trust in any one who deal with financial items at all, as such I try to do everything in writing (email)that way I have the evidence. Hopefully the letter is ...
by Ricky.01
Sat Feb 28, 2015 11:00 am
Forum: Cost of living in an IVA
Topic: alleged payment arrears
Replies: 5
Views: 7816

hi all I need an opinion on a couple of things. The last four months I have been having my annual review (no idea why its taken so long)and whilst this has gone on my IP co. has adjusted my payments which is in their remit to do. At the end of it all for the third year in a row I have agreed payment...
by Ricky.01
Mon Jun 02, 2014 11:28 am
Forum: Ask IVA Forum and Industry experts
Topic: I need to remortgage and remove my former partner from the house.
Replies: 7
Views: 2551

Looking at the house with an honest eye, I doubt there is much if any equity in it (barring the mad state of the housing market in York). The issue I'm having is I have been paying pretty much everything on the house for the last three years since me and her split. I'm only looking at this now as sh...
by Ricky.01
Thu May 29, 2014 12:57 pm
Forum: Ask IVA Forum and Industry experts
Topic: I need to remortgage and remove my former partner from the house.
Replies: 7
Views: 2551

I've been in my Iva over three years after splitting with my former partner. We had/ have a house in joint names and I have been paying the mortgage for years with no missed payments. Basically I need to re-mortgage and remove my former partner from the house (we have agreed on this) to keep a roof ...
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