Search found 22 matches

Search found 22 matches Page 1 of 2
by Emma.cl
Fri Mar 11, 2016 11:11 am
Forum: Ask IVA Forum and Industry experts
Topic: Hi I completed my IVA April last year and I have just received a PPI check. Can I keep it ?
Replies: 4
Views: 1835

Yes it states:Any future recoveries from PPI claims will be dealt with in accordance with the variation approved by creditors. So I guess my answer is no then
by Emma.cl
Fri Mar 11, 2016 10:08 am
Forum: Ask IVA Forum and Industry experts
Topic: Hi I completed my IVA April last year and I have just received a PPI check. Can I keep it ?
Replies: 4
Views: 1835

Hi I completed my iva in April last year and I have received a PPI check today. Is this mine to keep or do I need to send it on
by Emma.cl
Fri Sep 25, 2015 8:01 am
Forum: Ask IVA Forum and Industry experts
Topic: Sorting things out with bank after receiving completion certificate.
Replies: 9
Views: 3474

Hi I signed up for the thirty days trial with the two companies and thought it was great. I checked credit report daily for a while .I also sent them a copy of my completion certificate by email.I was already with noddle so I sent them a copy also. My credit files are now all excellent and I have ju...
by Emma.cl
Sat Sep 19, 2015 10:52 am
Forum: Ask IVA Forum and Industry experts
Topic: Have completion certificate and off insolvency register but scared of messing up my scores.
Replies: 2
Views: 2635

Hi I have my completion certificate and I am off the insolvency register. I have checked the three credit companies and my scores are all excellent.does this mean that I can now apply for any credit card or do I still need to have a high interest one.I am a bit scared of messing up my scores
by Emma.cl
Sat Sep 12, 2015 8:44 pm
Forum: Ask IVA Forum and Industry experts
Topic: I have my completion certificate. What do I need to do to improve my credit score ?
Replies: 7
Views: 1676

It was issued on the 28th of August so not that long ago really. I am just a bit anxious to start building up my credit rating.
by Emma.cl
Sat Sep 12, 2015 5:15 pm
Forum: Ask IVA Forum and Industry experts
Topic: I have my completion certificate. What do I need to do to improve my credit score ?
Replies: 7
Views: 1676

My iva lasted seven years.it has already come of the insolvency register but the three credit services are still showing as active.
by Emma.cl
Fri Sep 11, 2015 7:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: I have my completion certificate. What do I need to do to improve my credit score ?
Replies: 7
Views: 1676

I have my completion certificate and have checked the insolvency register and my name is no longer on there. The credit check sites are still showing poor credit. What do I need to do
by Emma.cl
Thu Sep 03, 2015 12:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: What do we do now we have our completion certificate ?
Replies: 5
Views: 1955

We have our completion certificate. It has been a long hard struggle since the start with lots of stress along the way.We started our iva in May 2008 and have had two extensions to make it a very long road to follow.Just a bit of advice is needed on what to do now. When do I check that the iva has c...
by Emma.cl
Thu Sep 03, 2015 10:57 am
Forum: Ask IVA Forum and Industry experts
Topic: Hi Introduction from new Debt Free Direct expert
Replies: 8
Views: 2289

I would like to say thanks to laura for helping me with my many emails to her about my iva.Laura has helped speed up getting my completion certificate.
by Emma.cl
Tue Aug 25, 2015 3:11 pm
Forum: Ask IVA Forum and Industry experts
Topic: Annual Review a couple of months before end of IVA
Replies: 17
Views: 5279

We had to do an anual review for dfd about month before our last payment which was in March. We are still waiting for our certificate.
by Emma.cl
Sat Aug 15, 2015 5:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: I would like to officially announce that my IVA is now completed !
Replies: 18
Views: 5362

I am with debt free direct and am still waiting for my cc. Apparently they are having a technical issue with some accounts and mine is one of them.I made my last payment in March and have been told that it could take another six to eight weeks.so well done with yours.
by Emma.cl
Thu Aug 06, 2015 10:53 am
Forum: Ask IVA Forum and Industry experts
Topic: Is there a legal time limit for completion certificate to be issued ?
Replies: 13
Views: 3307

Hi dawn My iva was for five years.it was extended for a year and then another six months.we filled in the deeds of assignment thinking that this would help us get our certificate a lot quicker.they have had at least 30.000 in ppi and are still claiming.if we had known about pop we wouldn't of done a...
by Emma.cl
Thu Aug 06, 2015 10:24 am
Forum: Ask IVA Forum and Industry experts
Topic: Is there a legal time limit for completion certificate to be issued ?
Replies: 13
Views: 3307

I have been in touch with them every other week and every time they give me a different excuse. I was told to contact the iva lady on the forum email, the reply I got was they were experiencing technical problems. That was a month ago.
by Emma.cl
Wed Aug 05, 2015 12:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: Is there a legal time limit for completion certificate to be issued ?
Replies: 13
Views: 3307

Is there a legal time limit for completion certificates to be issued. I am with debt free direct my last payment was in March and every time I contact them they have a different excuse.
by Emma.cl
Fri Jul 31, 2015 7:57 pm
Forum: Ask IVA Forum and Industry experts
Topic: Is there anything I can do to speed up receipt of CC from DVD ?
Replies: 3
Views: 2045

Dfd are changing their excuses every time I contact them. Last time I posted Evett Everett told me to contact her directly via her email in which I did.The response was that they were experiencing technical problems and would flag my case as a priority.they also told me in April they had a claims is...
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