Hiya

Thanks. We emailed Ryans company and have had a missed phone call regarding this subject.

My husband is going to return the call tomorrow.

We also have a appointment with Santander Bank Friday, but I'm not holding my breath x

Keep you posted x

Hiya all. Me and my husband completed IVA in 2012 (6 years in all, with an extended 12 months). Weve worked hard at improving our income via study and promotions so we never fall into money trouble again (hopefully). Massive lesson learnt!!! New jobs we now earn between us 58,000 (5 years hard work ...