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by stevie43
Tue Aug 18, 2015 12:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: Completion Certificate received
Replies: 9
Views: 2784

Thanks Michael. Can they take back the CC if I refuse to cooperate.
by stevie43
Tue Aug 18, 2015 12:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: Completion Certificate received
Replies: 9
Views: 2784

Not that I was waiting for the post this morning but it has arrived. So happy words fail me. I have not signed anything for ppi no deed of assignment but they are instructing a company called EI to act on my behalf, which is fine. Just one quick question though, they are going for secured and unsecu...
by stevie43
Mon Aug 17, 2015 3:44 pm
Forum: Ask IVA Forum and Industry experts
Topic: help needed please
Replies: 2
Views: 1842

Thanks Foggy. I will pass that on.
by stevie43
Mon Aug 17, 2015 3:22 pm
Forum: Ask IVA Forum and Industry experts
Topic: It's been a good day
Replies: 12
Views: 2575

Thanks everyone. I tried to open a savings account about 18 months ago online but was turned down so I thought the personal touch might help. I called the coop and they were so helpful. So apprehensive but I was honest and it got approved. And they also offered guidance on when to update my cashmind...
by stevie43
Mon Aug 17, 2015 2:42 pm
Forum: Ask IVA Forum and Industry experts
Topic: help needed please
Replies: 2
Views: 1842

Obviously not for me. But I have found this forum invaluable and I don't know the answer. One of my friends has debts that are over 10 years and have never been paid. The are thinking of doing ppi. Will the creditors come after him if they used one of these firms. I'm a little worried it's going to ...
by stevie43
Mon Aug 17, 2015 2:22 pm
Forum: Ask IVA Forum and Industry experts
Topic: It's been a good day
Replies: 12
Views: 2575

Been told my completion certificate is going in the post tonight :) opened an ISA. Changed my sky package. Got a new mortgage rate fixed (was declined New rate 2 years ago). So I'm feeling well pleased with myself.
by stevie43
Thu May 28, 2015 7:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: F&F Accepted
Replies: 9
Views: 1777

I am over the moon. I was stressing a little. Okay a lot as when I spoke to Greg on Tuesday no one had voted but he assured me that this can happen and today all the votes that came in were a yes, most of them he said were picked up by the insolvacy exchange and they were very reasonable, which I wi...
by stevie43
Thu May 28, 2015 6:54 pm
Forum: Ask IVA Forum and Industry experts
Topic: F&F meeting today...yikes!
Replies: 26
Views: 5673

Great news. Greg is so helpful. Well done
by stevie43
Thu May 28, 2015 6:47 pm
Forum: Ask IVA Forum and Industry experts
Topic: F&F Accepted
Replies: 9
Views: 1777

I called them. Waited until 3.30. But if I am honest I was pretty confident I would have got a call anyway as my contact at CF. Greg has been an amazing support
by stevie43
Thu May 28, 2015 6:19 pm
Forum: Ask IVA Forum and Industry experts
Topic: F&F Accepted
Replies: 9
Views: 1777

Totally elated. CF called and its done. Sending funds tomorrow then passed to closures. This forum has been a godsend and saved my sanity on more than one occasion. Not sure what the future holds but it will be debt free of that I can guarantee xxx thanks to all x
by stevie43
Thu May 28, 2015 5:45 am
Forum: Ask IVA Forum and Industry experts
Topic: So nervous F&F
Replies: 4
Views: 1886

Thanks. Been up since silly o'clock will update later
by stevie43
Tue May 26, 2015 8:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: So nervous F&F
Replies: 4
Views: 1886

On Thursday 3pm. Spoke to company today. No votes in yet. Is this normal?
by stevie43
Mon May 11, 2015 8:13 pm
Forum: Ask IVA Forum and Industry experts
Topic: little confused
Replies: 5
Views: 1670

Thanks foggy. Seems like a very long night worrying
by stevie43
Mon May 11, 2015 8:11 pm
Forum: Ask IVA Forum and Industry experts
Topic: little confused
Replies: 5
Views: 1670

I am praying so Lesley. I don't understand it. There was no outstanding finance, hasn't been for over 2 years.
by stevie43
Mon May 11, 2015 7:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: little confused
Replies: 5
Views: 1670

Had confirmation of my f&f meeting. Just received all the paperwork which looks standard I think apart from one item reference my car which was a secured debt and was paid off some time ago and monthly figures recalculated. The thing is I swapped my car for a like for likesame price etc and its show...
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