Thanks for your advice Melanie. I contacted my supervisor today and as has become standard practice they were very short with me and I get the feeling they think I'm a bit slow. Eventually I found that the decrease was due to an increase in the amount of debt at the initial meeting and the £800 I am...

The up and coming creditors meeting is obviously very important to me and the possibility I could be debt free within a month is just an amazing feeling. However, because of the importance of this to me, anxiety that something will go wrong is very high. Do you think I should be more proactive in fi...

Hi I am in year four out of five of my IVA and a family member has offered to loan me £6,500 on the condition it is used to end the IVA early. I have notified my IVA Manager who has now sent a draft circular for me to sign in order that a meeting of creditors can be called. I am really nervous that ...

I have 2 years left to complete on my IVA and will still be living with my parents by the time I'm 30. They don't know about the agreement and I am finding the whole thing very stressful and often feel like a failure when I look at all the nice things people around me are able to afford. Once an IVA...